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SPP Paper – Inclusive Futures

This is a comprehensive Diversity, Equity & Inclusion (DEI) paper, which covers Social Mobility, Neurodiversity, LGBTQ+, Disability, Gender and Ethnicity.

This collection of articles will help to further raise awareness and understanding of the continued importance of DEI, as well as stimulating debate both within the pensions sector and the wider business world.

Categories: Guides and Reports,

Tags: DEI, Disability, diversity, EDI, Equity, Ethnicity, Gender, inclusion, investment, LGBTQ+, neurodiversity, pension, Pensions, Savings, social mobility,

  • 24/11/2025
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SPP Paper – Pre-1997 Indexation: Government Policy or Scheme Discretion?

This paper examines issues relating to pre-1997 indexation in DB pension schemes including the costs of protection, scheme member perspectives, trustee duties and considerations for employers.

It also highlights some of the issues with a proposed across the board legislative change and comments on various potential solutions – including the possibility of discretionary payments.

Categories: Guides and Reports,

Tags: DB Schemes, legislation, pension, Pension Schemes, Pensions, Pre-1997 Indexation, SPP,

  • 18/11/2025
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SPP Paper – DB Surplus Release: risks, rewards, & responsibilities

This wide-ranging paper on the topical issue of surplus release from DB pension schemes explores what constitutes a surplus, when releasing surplus may and may not be appropriate, the benefits and risks for members and employers, investment and governance issues, and the wider consequences for the DB pensions landscape.

Categories: Guides and Reports,

Tags: DB, DB Pensions, legislation, pension, Pensions, Surplus Access, Surplus Extraction, surplus release,

  • 13/11/2025
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Inclusive Futures: an SPP paper on Neurodiversity

The Diversity, Equity & Inclusion paper seeks to shine a light on neurodiversity in the pensions industry and features two articles detailing the thoughts of both Lynn Wassell, Chief Executive of national neurodiversity charity, The Donaldson Trust and Niraj Shah, Investment Analyst at LCP and a member of the SPP.

Categories: Guides and Reports,

Tags: DEI, EDI, inclusion, Inclusive Futures, neurodiversity, pension, Pensions, SPP,

  • 26/08/2025
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SPP Paper – Saving Retirement: Who is at Risk and Why?

This SPP paper identifies what the Pensions Commission, recently revived to consider the question of pensions adequacy, should consider and why.

This includes defining “adequate”; identifying the under pensioned; better understanding the trade-off between adequate living and adequate saving; and improving public trust in and awareness of state provision. The paper also explores how disenfranchised groups could be better supported and calls for a long-term plan for increasing auto-enrolment contribution rates.

Categories: Guides and Reports,

Tags: adequacy, investment, pension, pension gaps, Pensions, pensions commission, retirement, Saving, SPP,

  • 21/08/25
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