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This response sets out the SPP’S views on government proposals to extend access to the LGPS to Mayors and Councillors; to prevent contribution rate shopping by Academies; and to New Fair Deal proposals to help ensure continued access to the LGPS for outsourced workers.
Tags: LGPS, Local Government, pension, Pensions, Public Sector,
- 09/12/2025
This response acknowledges that there are arguments for and against Retirement CDC schemes being made available in the retail environment; strongly supports the introduction of a ‘cohorting’ approach; and agrees that there is a strong case for a charge cap to be introduced.
If the Government introduces their Guided Retirement requirements on DC schemes in advance of Retirement CDC being made available, schemes may not have much appetite to revisit their Guided Retirement options in the short term. This could represent a substantial missed opportunity.
Tags: CDC, Collective Defined Contribution, pension, Pensions, Retirement CDC, SPP,
- 03/12/2025
This is a comprehensive Diversity, Equity & Inclusion (DEI) paper, which covers Social Mobility, Neurodiversity, LGBTQ+, Disability, Gender and Ethnicity.
This collection of articles will help to further raise awareness and understanding of the continued importance of DEI, as well as stimulating debate both within the pensions sector and the wider business world.
Tags: DEI, Disability, diversity, EDI, Equity, Ethnicity, Gender, inclusion, investment, LGBTQ+, neurodiversity, pension, Pensions, Savings, social mobility,
- 24/11/2025
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This paper examines issues relating to pre-1997 indexation in DB pension schemes including the costs of protection, scheme member perspectives, trustee duties and considerations for employers.
It also highlights some of the issues with a proposed across the board legislative change and comments on various potential solutions – including the possibility of discretionary payments.
Tags: DB Schemes, legislation, pension, Pension Schemes, Pensions, Pre-1997 Indexation, SPP,
- 18/11/2025
This wide-ranging paper on the topical issue of surplus release from DB pension schemes explores what constitutes a surplus, when releasing surplus may and may not be appropriate, the benefits and risks for members and employers, investment and governance issues, and the wider consequences for the DB pensions landscape.
- 13/11/2025
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SPP's short response to The Pensions Regulator's Enforcement Strategy consultation, which expresses support for the broad thrust of the proposed changes whilst detailing some areas where unintended outcomes could arise and where further clarification would be helpful.
Tags: enforcement, pension, Pensions, regulation, SPP, The Pensions Regulator,
- 10/11/2025
An SPP paper explaining what salary sacrifice for pensions is, why it matters, how it is used and by whom, and what the implications would be if government were to impose restrictions or abolish this longstanding arrangement.
Tags: legislation, NICs, payroll, pension, Pensions, salary sacrifice, Tax,
- 06/11/2025
This Diversity, Equity & Inclusion paper features the thoughts of Stonewall Chief Executive Simon Blake and SPP member Savannah Adeniyan in relation to the issue of LGBTQ+ in the pensions and wider business worlds.
- 04/11/2025
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